Tabvy- We collect only what Tabvy needs to split expenses with the people you choose.
- We don't sell your data, show ads, or use advertising or analytics trackers.
- Receipt scanning happens on your phone. Receipt photos are not uploaded.
- Your address book is never stored. Contact phone numbers are only checked to find friends already on Tabvy.
- You can delete your account and data at any time, in the app or at tabvy.app/delete-account.
1. Who we are
Tabvy ("we", "us") is a mobile app for tracking and splitting shared expenses. This policy explains what information Tabvy collects, how it is used and shared, and the choices you have. It applies to the Tabvy app for Android and iOS and to the website at tabvy.app.
2. Information we collect
| What | Why | Source |
|---|---|---|
| Name and email address | To create your account, sign you in, and show you to the friends and groups you split with | You, or your Google account if you sign in with Google |
| Password | To sign you in. Handled by Firebase Authentication; we never see or store it in readable form | You |
| Phone number (optional) | If you add it to your profile, friends who have your number in their contacts can find you on Tabvy | You |
| Profile photo (optional) | Shown to your friends and group members | You, or your Google account |
| Expenses and balances | The core of the app: descriptions, amounts, currency, dates, who paid, how it was split, settlements and payment reminders | You and the people you share expenses with |
| Friends and groups | Friend lists, friend requests, group names, photos and members | You and other users |
| Notifications | In-app notifications about expenses, payments, friends and groups | Generated by the app |
| Push notification token | A device identifier from Firebase Cloud Messaging so we can send notifications to your phone | Your device |
| Crash reports | If the app crashes, technical details (app version, device model, Android version and where in the code it failed) so we can fix it. No expense data or contacts are included | Your device |
| Settings | Your preferred currency and appearance (light or dark mode) | You |
Contacts (optional)
If you choose to find friends from your contacts and grant permission, Tabvy reads the phone numbers in your address book on your device and sends a short form of each number (its last 10 digits) to our database only to look for matching Tabvy accounts, so it can suggest people you know. Names and the rest of your address book never leave your phone, and the numbers are not stored.
Camera and photos (optional)
The camera and photo library are used only when you scan a receipt or choose a profile or group photo. Receipt text is recognised on your device and the receipt image is not uploaded. Profile and group photos you choose are uploaded so others can see them.
People you invite
When you add a friend by email, we use that email address to send them a friend request or invitation on your behalf, and to connect the request when they join.
What we don't collect
We don't collect your location, payment card or bank details, or advertising identifiers, and Tabvy contains no advertising or third-party analytics trackers. Tabvy records amounts you enter; it does not move money.
3. How we use information
- To provide the app: calculating splits and balances, keeping groups in sync, and simplifying debts.
- To send notifications and emails you'd expect: new expenses that include you, payments, reminders, friend requests and group updates.
- To keep Tabvy secure and working, for example preventing abuse and fixing problems.
We do not use your information for advertising or sell it to anyone.
4. How information is shared
- With people you split with. Your name, email and profile photo, and the expenses you share, are visible to the friends and group members involved.
- With service providers that run Tabvy on our behalf:
- Google Firebase (Google LLC) for sign-in, database, file storage, cloud functions, push notifications and website hosting.
- Google Sign-In, if you choose to sign in with Google.
- Firebase Crashlytics (Google LLC), to receive crash reports.
- Google Gemini (Google LLC), only when you open Spending Insights: we send totals of your own spending by category and period — never names, emails, descriptions or who you split with — to generate tips.
- Our email delivery provider, to send friend-request and reminder emails.
- When required by law, or to protect the rights, safety and security of our users and the service.
Receipt text recognition uses Google ML Kit, which runs on your device; receipt images are not sent to us.
5. Where data is stored and how it's protected
Your data is stored on Google Cloud infrastructure through Firebase and may be processed in countries other than your own. Data is encrypted in transit (HTTPS/TLS) and at rest by Google. Access is restricted by security rules so that people can read only data they are part of.
6. How long we keep data
We keep your information while your account is active. When you delete your account:
- Your profile, email, photo, friends list, friend requests and invitations, notifications and group memberships are deleted.
- Expenses and settlements you shared with others remain in their history so their balances stay correct, but they are no longer linked to your profile.
- Residual copies in Google's backups are removed on Google's normal backup cycle.
7. Your choices and rights
- Access and correct: view and edit your name and photo in the app under Profile.
- Delete: in the app go to Profile → Delete account, or use tabvy.app/delete-account.
- Permissions: you can turn off contacts, camera, photos and notification access at any time in your phone's settings.
- Questions or requests: email us at the address below. Depending on where you live (for example under the GDPR or CCPA) you may have additional rights, such as to request a copy of your data; we will respond within 30 days.
8. Children
Tabvy is not directed at children under 13, and we do not knowingly collect personal information from them. If you believe a child has created an account, contact us and we will delete it.
9. Changes to this policy
We may update this policy from time to time. We will change the effective date above and, for significant changes, let you know in the app.
10. Contact
For privacy questions or requests, email kamraniqbal.bcs062@gmail.com.